Have you just purchased a new RV or have a current one that you need insurance on? Did you know that adding an RV to your Auto policy may leave important parts of your RV uninsured? Did you know that you may be able to save money by using a company that specializes in insuring RVs?
If you are planning on simply adding your RV to your existing policy, keep in mind that adding an RV to your standard auto insurance may lead to gaps in coverage or higher costs. This is because your RV requires some “auto-like coverages” and some “homeowners-like coverages.” Typically you can save money by getting RV Specialty Insurance that covers all the important features of your RV at a competitive rate.
As part of our service to our customers, Amos Motor & RV has partnered with Protective Asset Protection and Safe-Guard in order to provide our customers easy access to quotes for the best RV Specialty Insurance.
Protective’s XtraRide® Platnium Service Contract Program provides you the peace of mind of knowing you are protected against the cost of covered mechanical breakdowns and includes valuable additional benefits. View their site to read more, or download their brochure in pdf format.
Customers often assume that if their vehicle is totaled or stolen, their insurance will replace their vehicle at the amount they paid for it, or at least the amount they still owe. This is seldom the case. Comprehensive insurance, if customers carry it, covers only the fair market value of the vehicle as determined by the insurance company. This gap between fair market value and a customer’s loan balance can easily leave the customer owing thousands of dollars, depending on their original loan amount and depreciation of the vehicle. Financing promotions such as “zero-down,” low monthly payments for 24 months, or long-term financing make the gap even greater. CornerStone’s GAP Program insures customers for the difference between the fair market value of their vehicles and what they owe on their loans regardless of whether or not they have comprehensive insurance.
Total loss occurs when the cost to repair a vehicle exceeds the value of the vehicle, if the vehicle is so damaged repairing it is deemed unsafe, or your vehicle is stolen. In the unfortunate event your vehicle is deemed a total loss, you may find yourself facing a major financial burden. GAP protects you from incurring large out-of-pocket expenses by covering the “gap” between what your insurer pays and the balance you may owe on your loan. Find out more by visiting Safe-Guard online.
